Welcome to the US Cryptocurrency Morning Briefing. We'll briefly summarize today's key cryptocurrency developments.
Prepare a cup of coffee. Cryptocurrency may be introduced into mortgage lending. US housing regulatory agencies are exploring ways to recognize cryptocurrency as collateral for mortgage applications. This could change how Americans purchase homes in the digital age.
US Housing Regulatory Authority Studies Bitcoin-Backed Loans
A recent BeInCrypto US cryptocurrency news report emphasized that Bitcoin's appeal is increasing compared to government bonds. Now, regulatory agencies are reviewing cryptocurrency for mortgage loans in the US.
Bill Pulte, director of the Federal Housing Finance Agency (FHFA), announced that they will begin studying how cryptocurrency holdings can be used to qualify for mortgages.
We will study the usage pf cryptocurrency holdings as it relates to qualifying for mortgages.
โ Pulte (@pulte) June 24, 2025
Pulte's promise suggests the possibility of policy changes, but specific implementation details remain unclear.
[The rest of the translation follows the same pattern, maintaining the original structure and translating all non-technical text to English while preserving any technical terms, URLs, and names as they are.]- Israel arrested three suspects for Iran's alleged spy activities related to cryptocurrency payments.
- Circle's market capitalization reached $6.389 billion. This exceeds USDC supply and indicates investor confidence in broader fintech ambitions.
- Metaplanet will invest $5 billion in its US subsidiary. It will accelerate Bitcoin purchases with a target of 210,000 BTC by 2027.
- Bitcoin miners are selling their holdings. Market uncertainty is increasing as BTC struggles to maintain upward momentum.
- TIA surged 11% after co-founder Mustafa Albassam confirmed $100 million in finances. This ensures six years of operations.
- XRP Ledger co-founder Arthur Britto broke his 14-year silence on X by leaving a crypto emoticon, sparking speculation in the crypto community.
- Ethereum's on-chain activity has decreased. Daily active addresses dropped by 26% amid increasing geopolitical tensions.
- OKX Europe is expanding into Poland. This is a result of recognizing strong cryptocurrency adoption, a tech-savvy population, and favorable regulatory environment under MICA.
- Retail BTC inflows to Binance surged over 25% on June 15th. This indicates a shift to trading amid geopolitical uncertainty.
- Japan proposed allowing Bitcoin ETFs and reforms to reduce cryptocurrency taxes.
Cryptocurrency Stock Pre-Market Overview
| Company | Closed on June 23rd | Pre-Market Overview |
| MicroStrategy (MSTR) | $367.18 | $373.00 (+1.59%) |
| Coinbase Global (COIN) | $307.59 | $312.98 (+1.75%) |
| Galaxy Digital Holdings (GLXY) | $18.47 | $18.70 (+1.25%) |
| MARA Holdings (MARA) | $14.18 | $14.55 (+2.61%) |
| Riot Platforms (RIOT) | $9.27 | $9.47 (+2.16%) |
| Core Scientific (CORZ) | $11.35 | $11.70 (+3.08%) |
