People who can understand $crcl should all have two characteristics: 1. Proficient in the crypto, and with investment returns among the top in the crypto. 2. Proficient in US stocks and have sound investment logic: If someone is an expert in US stocks but doesn't understand the crypto, their views on CRCL can be ignored; if someone is a crypto expert but hasn't been involved in the stock market, their views on CRCL may also be mediocre. This is not meant to incite conflict, but rather to consider the issue from a common-sense perspective.