원화 기반 스테이블코인 발행이 자본 규제에 문제를 일으킬 수 있다는 경고가 나왔다.
이창용 한국은행 총재는 포르투갈 신트라에서 개최된 유럽중앙은행 포럼에서 “규제받지 않는 원화 스테이블코인이 허용될 경우, 자본 유출입에 대한 관리 체계가 무너질 수 있다”고 말했다. 특히 원화와 달러 각각에 기반한 스테이블코인의 상호 환전이 늘어날 가능성을 우려한 발언이었다...

<div><div><p>원화 기반 스테이블코인 발행이 자본 규제에 문제를 일으킬 수 있다는 경고가 나왔다.</p>  <p>이창용 한국은행 총재는 포르투갈 신트라에서 개최된 유럽중앙은행 포럼에서 “규제받지 않는 원화 스테이블코인이 허용될 경우, 자본 유출입에 대한 관리 체계가 무너질 수 있다”고 말했다. 특히 원화와 달러 각각에 기반한 스테이블코인의 상호 환전이 늘어날 가능성을 우려한 발언이었다.</p>  <p>최근 미국에서 '지니어스법(Genius Act)'이 통과되자, 국내 핀테크 업계도 정부에 원화 기반의 스테이블코인 발행 허가를 요청하고 나선 상황이다. 이 총재는 “지금 한국에서 스테이블코인의 논의 열기가 매우 뜨겁다”며, “비은행권에서도 해당 코인을 만들겠다는 요구가 커지고 있다”고 전했다.</p>  <p>한국은행은 현재 시중은행들과 함께 예금토큰 관련 프로젝트를 진행 중이지만, 민간 비은행 금융업체들의 스테이블코인 발행 요청까지 더해지면서 상황이 복잡해지고 있다. 이에 대해 이 총재는 “일부에선 블록체인 기술로 모든 거래를 추적하고 고객확인(KYC)을 할 수 있다고 주장하지만, 그런 기능이 실제로 가능할지 확신할 수 없다”고 언급했다.</p>  <p>또 내로우 뱅킹(예금을 받되 대출은 하지 않는 제한된 기능의 은행)과 같은 새로운 금융 형태도 건전성 측면에서 고민이 필요한 대목이라고 지적했다. 그는 “이 문제는 한국은행 혼자 결정할 수 없는 사안이며, 정부 담당 부처와 긴밀히 논의할 것”이라고 밝혔다.</p>  <p>한편 금리 정책에 대해서는 “지난해 10월부터 기준금리를 총 1%포인트 내렸다”며 인하 기조가 이어질 것이라고 설명했다. 다만 수도권의 빠른 가계부채 증가 등 금융안정 위험이 높아지고 있어, 추가 금리 인하 여부는 신중하게 판단하겠다는 입장도 내놨다.</p>                                    </div><div><p><strong>뉴스를 실시간으로...<a href="https://t.me/tokenpost_kr" rel="nofollow"><span>토큰포스트 텔레그램 가기</span></a></strong></p>                                        </div><div><div><p>&lt;저작권자 ⓒ TokenPost, 무단전재 및 재배포 금지&gt;</p></div></div><div><div><a href="https://www.tokenpost.kr/about/ads" rel="nofollow">광고문의</a><a href="https://www.tokenpost.kr/about/report" rel="nofollow">기사제보</a><a href="https://www.tokenpost.kr/about/pressRelease" rel="nofollow">보도자료</a></div><div><span>#스테이블코인</span><span>#한국은행</span><span>#자본통제</span></div></div></div>

이창용 한은 총재 경고… "원화 스테이블코인, 자본 통제 흔들 수 있다"

A warning has been issued that issuing won-based stablecoins could cause problems with capital regulations.

<이창용> Bank of Korea Governor said at the European Central Bank Forum held in Sintra, Portugal, "If unregulated won-based stablecoins are permitted, the management system for capital inflows and outflows could collapse." It was a statement particularly concerned about the potential increase in mutual exchange between won-based and dollar-based stablecoins...

<div><div><p>A warning has been issued that issuing won-based stablecoin could cause problems with capital regulations.</p>  <p>Bank of Korea Governor Lee Chang-yong said at the European Central Bank Forum in Sintra, Portugal, "If an unregulated won-based stablecoin is allowed, the management system for capital inflows and outflows could collapse." It was a remark particularly concerned about the possibility of increased cross-exchange between stablecoins based on won and dollars.</p>  <p>With the recent passage of the 'Genius Act' in the United States, the domestic fintech industry has also begun requesting government permission to issue won-based stablecoins. The governor said, "The discussion about stablecoins in Korea is very heated right now" and "Demands to create such coins are growing even in the non-banking sector."</p>  <p>While the Bank of Korea is currently conducting a deposit Token project with commercial banks, the situation is becoming complicated with additional requests from private non-banking financial companies to issue stablecoins. Regarding this, the governor mentioned, "Some argue that blockchain technology can track all transactions and perform customer identification (KYC), but I cannot be certain that such functions are actually possible."</p>  <p>He also pointed out that new financial forms like narrow banking (banks that accept deposits but do not provide loans) require careful consideration from a soundness perspective. He stated, "This is not a matter that the Bank of Korea can decide alone, and we will discuss it closely with the responsible government departments."</p>  <p>Regarding monetary policy, he explained that "interest rates have been lowered by a total of 1 percentage point since last October" and suggested the downward trend will continue. However, he also took a cautious stance on further rate cuts due to increasing financial stability risks, such as rapid household debt growth in the metropolitan area.</p>                                    </div><div><p><strong>Real-time news...<a href="https://t.me/tokenpost_kr" rel="nofollow"><span>Go to Token Post Telegram</span></a></strong></p>                                        </div><div><div><p>&lt;Copyright ⓒ TokenPost, unauthorized reproduction and redistribution prohibited&gt;</p></div></div><div><div><a href="https://www.tokenpost.kr/about/ads" rel="nofollow">Advertising Inquiry</a><a href="https://www.tokenpost.kr/about/report" rel="nofollow">Article Submission</a><a href="https://www.tokenpost.kr/about/pressRelease" rel="nofollow">Press Releases</a></div><div><span>#Stablecoin</span><span>#Bank of Korea</span><span>#Capital Control</span></div></div></div>

Bank of Korea Governor Lee Chang-yong warns: “Won stablecoin could shake capital controls”

IBK Industrial Bank and Shinhan Financial Group have officially entered the competition for issuing won-denominated stablecoins by consecutively filing trademark applications.

According to a comprehensive report by <비인크립토> on the 30th, IBK Industrial Bank filed 10 trademark applications on the 27th, including 'IBKKRW', 'IBKRW', and 'ONEIBK'. These trademarks are expected to be used for 'stablecoin electronic transfer services' and 'blockchain-based digital financial asset management services'...

IBK Industrial Bank of Korea and Shinhan Financial Group join the KRW stablecoin competition by applying for trademark rights

[A scene of using digital currency related to the Bank of Korea's CBDC project at the convenience store Seven Eleven. Provided by Seven Eleven]

The Bank of Korea's CBDC (Central Bank Digital Currency) project has ultimately come to a halt at the second experimental (test) preparation stage after controversy. The banking sector faces massive costs for the experiment...

Bank of Korea temporarily suspends CBDC… Banks focus on stablecoins

In the 1970s, the United States made it mandatory to buy and sell oil worldwide 'only in dollars'. This is known as the Petrodollar system. To import oil, dollars were necessary, and those dollars had to pass through the U.S. financial system. Through this structure, the United States dominated the flow of money and established economic hegemony more powerful than military might, based on clearing sovereignty.
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